Here at The Home Furniture Store we are pleased to announce that we have partnered with Klarna to offer a new way to pay at the checkout. It’s the safe and simple way to buy the things you want, when you want!
- Pay up to 30 days later
- No interest or fees when you pay on time
- Pay in 3 equal payments every 30 days
- Available on orders between £35 – £1000
- No interest or fees when you pay on time
- Instant credit approval at checkout
- Spread the cost from 6 months – 3 years*
- Available on orders over £1000
*Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Klarna is a Swedish company that was founded in 2005 with the aim to offer an easier way to checkout online. Klarna is the leading global payments and shopping service, with 150 million active consumers across more than 450,000 merchants in 45 countries.
Offering direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience, Klarna lets consumers pay when and how they prefer to. Safely and simply spread the cost of your order over 30 days or over 3 payments. Get Buyer Protection every time you pay with Klarna and 24/7 support in the Klarna app. Trusted by over 16 million UK shoppers, Klarna has no hidden fees and gives you the flexibility to buy on your own terms.
Pay in 30 days
With Pay Later, you can pay for something you buy up to 30 days from the order placement or shipment of your goods you have purchased become available. Klarna will send you a payment reminder with details on how to make payment to us directly. If you’d like to pay off your balance before the 30 days is up, you can make a payment early through the Klarna App by paying by card immediately.
For further information, click here.
Pay in 3
‘Pay in 3 interest-free instalments’ allows you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will be automatically collected from the debit or credit card you entered at checkout.
Your first instalment will be collected when your order is confirmed and instalments 2 and 3 are scheduled 30 and 60 days later. You can easily monitor payments with the Klarna app. Available on orders between £35 – £1000.
- Pay in 3 equal payments every 30 days
- Available on orders between £35 – £1000
- No interest or fees when you pay on time
- Instant credit approval at checkout
For further information, click here.
Financing
Financing allows you to spread the cost of your purchase over time. With 6, 12, 24 and 36 month finance options available, you can pick a plan that best suits you. An initial deposit will be collected when your order is confirmed. Available on orders over £1000.
- Spread the cost from 6 months – 3 years
- Available on orders over £1000
Klarna will perform hard credit searches using credit references agencies, which may affect your credit rating.
Click here to read Klarna’s full terms & conditions.
Borrowing beyond your means could seriously affect your financial status, so please ensure you can afford to make your repayments on time by their due date. Klarna’s [Pay in 3 instalments], [Pay in 30 days] [and] [Financing] credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions.
To use ‘Pay later in 30 days’, ‘pay in 3 interest-free instalments’ or financing, you must be at least 18. While both payment options are widely promoted, ‘Pay later in 30 days’, ‘pay in 3 interest-free instalments’ and financing are subject to your financial circumstances. Borrowing beyond your means could seriously affect your financial status, so please ensure you can afford to make your repayments on time by their due date. Klarna’s [Pay in 3 instalments], [Pay in 30 days] [and] [Financing] credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. Late payments will incur additional fees. 18+, UK residents only. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions.
Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
For further information, see Klarna’s full terms & conditions.
If you require direct support from Klarna, click here.
For Klarna’s Privacy Policy, please click here.
Visit Klarna’s FAQ page (https://www.klarna.com/uk/customer-service/) page to find out more about using Klarna.
Review your latest purchases and make payments in the Klarna app or online.
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
The Home Furniture Store is authorised and regulated by the Financial Conduct Authority (FCA FRN 683245) and acts as a credit intermediary and not a lender, offering credit products provided by a limited number of finance providers, including Klarna Bank AB (publ). Finance is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply. Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
